Other Information
Frequently Asked Questions
Q. When will my case settle?
When you and the insurance company agree on a monetary amount to compensate you for your injuries. The amount of time depends, in part, on the length of time it takes to treat your injuries. Never attempt to settle your claim until you first receive all the medical care you need. Generally, that point in time is called Maximum Medical Improvement. Settlement negotiations will begin after the insurance company then receives all of the documentation to support your injury claim. The clock then starts to run as to how long it should take to settle your claim. Each injury claim is unique and the time it will take to settle will then depend on the insurance company and your willingness to accept what is being offered. Your attorney will provide you with advice, but the final decision to settle will be yours. Q. Why does it take so long?
Insurance companies are not anxious to part with their money. They are interested in paying as little as they can to settle a claim. A "quick" settlement benefits the insurance company and may not compensate you for all of your damages. Q. How long do I have to settle my case?
Each state has specific laws with respect to the length of time to voluntarily settle your claim. The type of claim will also impact the amount of time to voluntarily settle your claim. The length of time is called the Statute of Limitations. If a claim cannot be settled before the Statute of Limitations expires, your lawyer will need to file a lawsuit on your behalf to protect a claim. Q. I'm not at fault. Why is my insurance company paying my medical bills?
Florida is a "No Fault" state. Florida insurance companies had "no fault" laws enacted thru the legislature. These laws make your auto insurance, the Personal Injury Protection (PIP) benefits, primary in the payment of your medical bills. The amount not covered by your insurance policy will then be the responsibility of the at fault party.
When you and the insurance company agree on a monetary amount to compensate you for your injuries. The amount of time depends, in part, on the length of time it takes to treat your injuries. Never attempt to settle your claim until you first receive all the medical care you need. Generally, that point in time is called Maximum Medical Improvement. Settlement negotiations will begin after the insurance company then receives all of the documentation to support your injury claim. The clock then starts to run as to how long it should take to settle your claim. Each injury claim is unique and the time it will take to settle will then depend on the insurance company and your willingness to accept what is being offered. Your attorney will provide you with advice, but the final decision to settle will be yours. Q. Why does it take so long?
Insurance companies are not anxious to part with their money. They are interested in paying as little as they can to settle a claim. A "quick" settlement benefits the insurance company and may not compensate you for all of your damages. Q. How long do I have to settle my case?
Each state has specific laws with respect to the length of time to voluntarily settle your claim. The type of claim will also impact the amount of time to voluntarily settle your claim. The length of time is called the Statute of Limitations. If a claim cannot be settled before the Statute of Limitations expires, your lawyer will need to file a lawsuit on your behalf to protect a claim. Q. I'm not at fault. Why is my insurance company paying my medical bills?
Florida is a "No Fault" state. Florida insurance companies had "no fault" laws enacted thru the legislature. These laws make your auto insurance, the Personal Injury Protection (PIP) benefits, primary in the payment of your medical bills. The amount not covered by your insurance policy will then be the responsibility of the at fault party.
